Should I Buy Travel Insurance?

 

 

travel insurance

 

Should you buy travel insurance?

I don’t buy travel insurance for domestic flights, but I always buy travel insurance for international travel.

I have been wanting to tell you 3 stories from this summer’s travels, centering around travel insurance. This post will contain affiliate links to the travel insurance company Travelex. (See Disclosure)

3 Stories About Travel Insurance.

In each of these examples having or not having travel insurance was a trip altering factor. It should be noted that I emphatically recommend that my travelers buy travel insurance.

Not sure what travel insurance is? Read Travel Insurance 101 ~ How Travel Insurance Works

Story Number One:

One of my Glam Italia Tour travelers wasn’t paying attention at the airport and didn’t see her flight from her home airport to Charlotte had changed gates. She missed her flight. This meant that she couldn’t get to Charlotte in time to catch her flight to Rome, which set off a very expensive chain of events, and meant that she lost the first day of her 11 day tour.

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 There is only one flight per day from Charlotte to Rome, and it leaves at 6pm. My traveler had to stay overnight in Charlotte, which meant hotel expenses, she had to buy food in Charlotte – 3 meals. When she arrived in Rome 24 hours late I wasn’t there to meet her because I was in Florence with the other ladies on her tour. Her tour price had included all internal travel in Italy, but now she had to buy a ticket from the airport to the main train station, then a last minute ticket from Termini train station in Rome to Florence at a little over double the price of the original ticket, and get to Florence by herself. All these expenses had to come out of the money she brought with her for her trip, which in turn meant that she couldn’t buy things that she wanted to and had to stick to a very tight budget on her once-in-a-lifetime trip to Italy.

She hadn’t purchased travel insurance, so it was all a complete loss. Had she bought a travel policy the insurance company would have covered her under the missed connection portion of the policy, and she may have been able to recover the cost of the missed day of her tour.

 Missed flights are a nuisance, but they are part of travel. Sometimes your flight arrives late and your connecting flight has departed. Travel insurance can help offset those costs, or completely cover them.


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Related Post: Everything You Need To Know About Travel Insurance

Story Number Two:

Another of my travelers had an issue this summer.

She flew to Rome from JFK airport in New York, but her suitcase went on a world tour of it’s own. Firstly it went to Boston, then it went missing for a while, then it popped up in Amsterdam, disappeared again, went back to New York, and finally came to Rome on day 8 of her 11 day tour.

Her first phone call was to her travel insurance company. They got involved and were able to circumvent the endless hassles of being on hold with the airlines for an hour at a time (at international calling rates!) and got things moving with trying to locate the suitcase. They also covered my traveler for buying clothes, shoes, makeup and toiletries so that she could get on with enjoying her trip.

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 Her travel insurance policy had cost her under $100, and it paid for itself many times over!

Related Post: 7 Travel Essentials You Can’t Leave Home Without

Story Number Three:

This one is my personal story. A week prior to heading to Europe to lead 6 weeks of private tours, I went to Belize on a makeup job. While there I breathed in some kind of heinous spores (as did the photographer and the photo assistant), which incubated for about 10 days and then turned into the worst cough you can imagine. For almost all of the time I was in Europe I had to sleep sitting up. I coughed and coughed and coughed. I also had to go to multiple doctor visits and was given multiple medications. Steroids kept the coughing largely under control for the 2nd half of the time I was away.

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My insurance company was able to track down doctors for me in the various places across Italy that the tours traveled to, and took care of reimbursement for all expenses.

Getting sick while you are traveling can be a nightmare. Travel insurance not only offsets the costs of medical care, but a good travel insurance company will help you get English speaking doctors.

Related Post: 18 Travel Goals You Need In Your Life

In my opinion the main reason to buy travel insurance for an international trip is the medical coverage. Catching a bad cold or a sinus infection is a nuisance but not the end of the world. Getting hit by a car, getting appendicitis, having a heart attack or an aneurysm?? Major, major deal. When choosing a travel insurance policy look at the medical coverage. If something goes drastically wrong you need to make sure you have excellent medical cover and, depending on where you are traveling to, emergency evacuation back home.

For example, if I had to go to hospital in France or in Australia I know that I would be getting the very best medical care in the world and at realistic prices, so I would stay there. If I was in an under developed country or a country with sub-standard medical facilities I would want to get stabilized and then be flown back home, with a nurse, to be treated here in America at a bankrupting price point. For any traveler who is either coming to America, or who’s flight touches down in America en route to somewhere else, get the absolute maximum medical coverage. The cost of medical care here in America will bankrupt you.

Most travel insurance policies need to be purchased at least 14 days prior to travel in order to be effective as of day one of your trip. I recommend that travelers buy travel insurance the same day as they put down their deposit or purchase their airline tickets – whichever comes first. If anything medical happens to you tomorrow you will forfeit the money paid out so far.

I apologize for all the affiliate links and banners in this post. People are always telling me they don’t know where to go for travel insurance, so I have loaded this post with links.

Happy travels!


 

 

How To Plan The Perfect Picnic In Paris

Eiffel Tower at night

Let’s talk about picnics. I love picnics. And I love Paris. And when I’m in Paris I love to have picnics. It just so happens that Parisians enjoy le pique-nique too. I love seeing the locals sitting on the banks of the Seine, taking in the view with a bottle of wine and some snacks, or picnicking in one of the lovely little parks around this beautiful city.

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Sometimes we’ve even had picnics in the pouring rain, sitting on the floor of our apartment with the ceiling to floor windows open wide and the still staggering views of the city taking our breath away.

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It’s fun to have an impromptu picnic in Paris, and a quick run through Monoprix can have you completely sorted in just a few minutes. You can even rent a bottle and fill it with vin rouge or maybe a rosé for a mere €2.50 if you don’t want to spend €7 on a bottle of wine!

Monoprix wine dispenser Monoprix wine machine

I’m obsessed with these machines and the cool looking bottles! As if I didn’t want to run away to Paris anyway…

I’ve done many last minute Monoprix picnics in Paris over the years, and loved them all, but today I want to tell you about the perfect picnic in Paris.

How To Plan The Perfect Picnic In Paris

 

In the 7th arrondissement there is a wonderful little food shopping street called Rue Cler. This is not only one of the best market streets in Paris (in my opinion anyway), but it is also an authentic market street, much loved by local Parisians and relatively unknown to the bulk of the 30 million tourists who make their way to the City of Lights each year. Rue Cler is full of specialty food shops and lovely cafés. It is mostly a pedestrian street, freeing you to wander aimlessly from side to side, taking your time to look in any store that takes your eye, when it takes your eye.

Rue Cler, Paris

If you rent an apartment in the 7th, a daily wander to Rue Cler would be magnifique. I’m actually thinking about renting an apartment in the 7th next time I go, so I’m just projecting my shopping plans on you right now..

Anyway, back to the picnic. I had this particular picnic in mind before leaving home on this trip, so packed a red and white checkered table cloth (clichéd, I know, but it was so worth it!), some paper plates, paper cups (because I couldn’t find my plastic champagne glasses. A touch gauche, but who cares?) and matching napkins, along with a Vera Bradley Havana Rose Market Tote bag that I could put everything in and walk around still looking chic.

We headed over to Rue Cler to buy our picnic provisions, and it was not only fabulous and fun, but it was also such an experience in and of itself. When I travel its always the experience that I am craving. Whether you are shopping on Rue Cler for a dinner party, lunch, or in this case a picnic, make a point of telling each vendor what the event is that you are shopping for. They will help you with pairings, and make everything so much more fun!

The perfect Parisian picnic has to have some charcuterie meats, some cheese, fruit, wine and of course a baguette. I like to start the shopping process with the charcuterie meats.

Rue Cler Charcuterie

I went to Charcuterie Jeusselin first and was looking at their outdoor stand at different canapés they had on offer. I told the guy behind the counter I was shopping for a picnic for two, and he threw his hands in the air, canceled everything I had asked for, and said no, it must – absolutely must be a small quiche. It was hilarious! Then he came inside the store and talked to his counterpart, explained that there was a picnic happening and that there needed to be a few slices of cold meat for the picnic. They went back and forth at length deciding what would go best with the quiche, then decided on a few slices of white ham.

Rue Cler Fromagerie

The next stop was a couple of doors down at the Fromagerie. I wanted one hard cheese and one soft cheese, told the man behind the counter that it was for a picnic and asked his advice. He wanted to know what I had bought so far, and then both the fellows working in the store dove headfirst into a huge conversation about which 2 cheeses it should be. There was much gesticulating, chin rubbing, deep thought, passing me samples and further discussing the picnic and its cheeses, “because Madam, it must be perfect!”

I saw they had baguettes in the store so asked for one of those as well, at which they threw their four hands in the air and said NON! You must get your baguette from Ronde des Pains down the street on the corner of Rue Champs du Mars. No question – the picnic would be a disaster if I bought the wrong bread!

See what I mean about the experience?? I was having the most fun ever! Our picnic was tiny but the shopping experience was huge.

Quiche, ham and cheeses bought I crossed the street to NYSA Vins et Spiriteux to buy some champagne. I told the lady it was for a picnic, and the whole crazy fabulous routine started over! She looked at everything I had bought so far, was enraptured with the cheese selection, and immediately chose the most perfect champagne to go with it all. It wasn’t the most expensive, nor was it the 4th most expensive, instead she told me about the notes in the champagne that would sing when paired with the items purchased so far. She was absolutely right too!

Rue Cler Les Floralies

Next up the flower shop. Why not have some gorgeous roses to go with this affair? At Les Floralies they asked if the roses were for a gift. I said no, they were for a picnic to make it look pretty. Ah! they said. Then your roses must be wrapped just so, to coordinate with your picnic plates and look just right. The picnic must be perfect!

The last two stops were for the baguette and then across the street to Top Halles for some fruit and we were ready to go.

With the perfect picnic purchased, and it wasn’t expensive at all, it was time for Uber to take us to our picnic spot. We could have walked but I had visions of the quiche getting broken, so we caught a ride to the Champs de Mars.

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Eiffel Tower at night

I absolutely love evening picnics at the base of the Eiffel Tower. You want to sit far enough back that you can take in the entire view, and you want to time it so that you arrive just before the tower lights up. At the top of each hour the sparkling lights go off for 5 or 10 minutes.

So here is the mini picnic that was the source of so much fun:

picnic in paris

The quiche was still piping hot, and we got there right before the sun went down.

Every single thing about buying a picnic on Rue Cler and then having your picnic at the Eiffel Tower is just amazing.

paris picnic

We were surrounded by Parisians doing the same thing, although it seemed that most of them just had a bottle of wine and some potato chips.

No one was drunk, no one was badly behaved, everyone was just enjoying the view and the soft, balmy night.

Eiffel Tower picnic at night

Everywhere we went in Paris women were wearing this Adidas shoe. I bought this pair on Rue des Rosiers in the Marais because I wanted to wander Paris in them too. They are substantially cheaper at home on Zappos.com, so I am ordering a second pair (cream and white) when I get home.

Eiffel Tower picnic at night

Eiffel Tower at night

I hope that if you are in Paris you will take the time to at least wander along Rue Cler, and even if it’s just a bottle of wine and some chips, take the time to have yourself a picnic with a view.


 

How To Make A Charcuterie Board.

When I am in Italy with my Glam Italia Tours we often come back to our apartment or villa after a long day of sightseeing and wind down with a crisp, cold glass of prosecco and a platter of snacks, otherwise known as a charcuterie board. It is the perfect way to welcome the evening ahead in Italy.

When I’m in Paris (if you are reading this blog post the week it went live, I’m there right now) I adore going for picnics. We go shopping on a food street like Rue Cler, and pick up a baguette, a bottle of champagne or wine, and then wander in and out of cheese shops, fruit shops, meat shops, and build the bits and pieces needed for a chic, Parisian picnic. Which looks remarkably like a charcuterie board!

charcuterie board accompaniments

When I am home from my trips and want to re-live the glorious nights on our balcony overlooking the Amalfi Coast, or the early evenings in San Gimignano, I whip up a charcuterie board and pop an ice cold bottle of prosecco. When I am pining for soirees in Paris, or maybe just need a break from the realities of real life, a charcuterie board dinner with a glass of Sancerre is the perfect escape.

charcuterie board for two

My travelers always take photos of the spreads I put out and tell me they try to duplicate them when they get home.

To help both them and you spice up any gathering or any evening, Gifts.com compiled a guide on how to build the perfect charcuterie board. Mix and match meats, cheeses and accompaniments for the ultimate hors d’oeuvre. You can use this guide to help you choose your meats and cheeses, and to put the whole thing together.

charcuterie pairing chart

Not only will your guests be impressed with the selection, they’ll be excited to customize their appetizer to their liking.

charcuterie Board cheese options

charcuterie board meats

Bon appetit!

I do not have affiliate marketing with Gifts.com, this post has not been sponsored and they have never even sent me products to try. This post is not a review. It is hopefully an inspiration!

How To Make A Charcuterie Board
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